Monday, July 20, 2009

Conquering the Influx of Mail – Paper



Mail seems to be one thing all my clients have in common. In fact, countless times, I’ve actually found checks hidden in unopened envelopes that have ranged from $1.00 to several thousand dollars. That’s money my clients didn’t know they had! Usually they like me a whole lot after that.

One of the reasons mail has become a hindrance is because there is simply too much of it. How much of your incoming paper mail is simply junk mail? Are you constantly getting mail from your financial institutions with blank checks or credit card offers? These are great if you need them, but could also be a huge liability. If your mail is stolen, you could very easily have your identity stolen. In a quick moment, you all of a sudden owe thousands of dollars that someone else spent. It’s also a great way to stop yourself from being tempted to spend money you don’t have. To easily opt out of these credit card offers once and for all visit this site to learn how: http://creditcards.lovetoknow.com/Request_Stopping_Offer_Credit_Card

Magazines are also a huge source of incoming mail. How many magazines can you truly read in 1 month? Do you find you are constantly behind on reading? Do you keep them thinking, “one day I’ll get to this?” I have one client who kept thinking he was going to get through a pile of dental magazines…. From 1985! Keep a strict limit on how many magazines you receive monthly, I limit myself to 8 for both personal and professional because I know that’s how many I can handle per month without feeling overwhelmed or getting behind. I also promptly move my magazine to the recycle bin after I receive the latest issue. If I see an article I want to keep, I tear out the article and toss the rest of the magazine, which saves a ton of space. Contact magazines you no longer read and ask them to remove you from their list. Contact companies who send you their catalogues and ask them to remove you from their list. You can almost always find their catalogue online.

Keep your shredder near the front door. If you keep the shredder far from where you place your mail, it becomes more difficult to shred unwanted mail as easily. Go through your mail immediately! Most people don’t deal with the mail right away and it grows into a large and often unmanageable pile. If you sort immediately and place all items you wish to keep in a basket, then you can immediately shred anything you know is waste. If you receive a ton of unwanted mail and wish to cut down on it, send a postcard or letter to Mail Preference Service, Direct Marketing Association, PO Box 643, Carmel, NY 15012-0643 Include your complete name, address, zip code and a request to "activate the preference service". For up to five years, this will stop mail from all member organizations that you have not specifically ordered products from.

If you are comfortable, have your financial companies send you their invoices, bills and other information via e-mail. You can then easily create a folder for that mail, set payments up automatically and quickly lower the amount of time you spend paying bills and collecting paper.

Figuring out what papers are actually important and which ones can be tossed can be stressful. What if you toss something you actually needed? What do I need and what can I part with? The easiest way to figure this out is to turn to this site: http://www.bankrate.com/brm/news/bank/19990714a.asp which will tell you exactly what you need to keep and toss.

Once a year, at minimum all your paper items should be weeded through and anything that is no longer needed should be tossed or shredded. You can always create different filing systems if the one you currently have in place isn’t working for you. Do colors help you remember which files are kept where? Use colors! Does the name of a file throw you? Change it to something that works better.

Constantly assess what paper is coming into your home and whether or not you truly need it. After awhile, it becomes easier to figure out what you truly need and want to look at versus what can be dropped from your list of important mail. If you place limits on yourself for what you truly need and want to read, what charities you truly want to give to (versus those who guilted you into donating money) and learn to use the word, “no”, these processes become easier and more manageable for the busy life you lead.

If you have become overwhelmed with the amount of paper you currently have in your home and have no idea on how to start, please contact Alison Kero at 646-831-9625 or info@gothamconcierge.com. You can either schedule an at-home or in-office appointment in the NYC metro area or schedule a consultation via telephone to get your time, space and life organized.

Thursday, July 2, 2009

Save Time & Lower Stress by Walking Away from a Frustrating Situation

Here’s yet another time saving tip I’ve learned through experience: if you’re trying to accomplish something and it’s not working, WALK AWAY FROM IT for the time being.

I spent the better part of the day with a client last week trying to simply copy a file from NeatWorks and transfer it to another computer so I could share those files with Quickbooks. It should have been easy. “Should” being the operative word. It wasn’t.

The file was too large and would have taken 9 hours to copy and e-mail through yousenditnow.com so we decided to burn a copy to a disk and transfer it that way. This should have been even easier, but for whatever reason, after spending 20 minutes watching the disk slowly burn the information, it did not have the latest updates. Since I am trying to share the receipts I have spent hours scanning so that my client can track her expenses through Quickbooks, I was looking forward to the end result and seeing how well those two products worked together.

It didn’t work. We could not transfer that file without a tremendous amount of time being taken up. Our decision in the end was to walk away from it and try another time. In this case we were lucky since there isn’t a deadline until April 15, 2010 but even if you are on a deadline, sometimes the best thing for you to do is to walk away, even for a brief time.

Continuing to try to solve a problem may not always be the best solution. You get tired, frustrated, cranky and sometimes fidgety. Sometimes you unconsciously keep trying the same process despite the fact that it hasn’t worked. Walking away lowers your stress levels and allows you some time to process what you have done, think about why it isn’t working correctly and to maybe figure out a way to solve the issue. Either way, coming back after even a 5 minute break can be tremendously helpful. You’re eliminating the old adage of, “beating the dead horse”. I hate to think how that saying came about.

Case-in-point: yesterday I was going through a huge file folder crammed with 6 months worth of receipts for a client. I spent 1 hour going through this and organizing them into 6 different categories. After an hour I thought I was going to go nuts. First, off, it’s not like you’re busting your brain, but it is mind numbing and tedious work. Secondly, sitting and organizing receipts for an hour gets uncomfortable. You need to take small breaks in order to continue the job. I decided to simply come back next week when my mind was fresh and finish the job. However, had I needed to finish then, I would have simply taken a 5 minute break, walked around the block and then would have been able to return feeling at least slightly more refreshed.

The moral is that walking away can lower your stress levels and help you think more clearly. In the end, I find that not concentrating so hard on solving something allows your brain time to process it and in the end, can actually save you time. And it’s always all about saving time and making your life easier.

If you have a tedious project you never quite get to, try doing them in smaller increments. Set aside 10 minutes and then walk away for awhile. You do not have to get any project done in one sitting, and frankly, I find doing jobs in smaller increments much easier and less stressful. If you can’t seem to get past the mental block of the project you need to accomplish or need help getting motivated, contact me at: info@gothamconcierge.com or call on my cell at: 646-831-9625. I provide phone consultations and at-home or in-office consultations as well. Good luck with your task!